← Back to MyHalalMoney

Best Halal Investment Platforms UK 2026

Growing your wealth through investing is permissible in Islam — but not every investment is halal. This guide explains what makes an investment Sharia-compliant and compares the best halal investment platforms available to British Muslims in 2026.

In this guide
  1. What makes an investment halal?
  2. UK platforms compared
  3. Side-by-side comparison
  4. Frequently asked questions

What makes an investment halal?

Not all stocks and funds are permissible under Islamic finance principles. A halal investment must avoid companies whose primary business involves:

Alcohol, tobacco, pork products, conventional financial services (banks, insurance), weapons and defence, gambling and adult entertainment, and companies with excessive debt (typically where debt exceeds 33% of total assets).

Sharia-compliant investing also requires purification — where a small percentage of returns from inadvertently permissible activities is donated to charity. Reputable halal investment platforms handle this automatically.

The key is using a platform or fund that has been certified by a recognised Sharia scholar or Sharia Supervisory Board — not just one that claims to be "ethical" or "ESG."

UK platforms compared

Wahed Invest
AAOIFIThe global Sharia standards body for Islamic finance — one of the most rigorous certifications available. Certified ✓

Wahed is the UK's most established halal robo-advisor, founded specifically to serve Muslim investors globally. You answer a few questions about your risk appetite, and Wahed builds and manages a diversified halal portfolio for you — including Sharia-compliant stocks, SukukIslamic bonds — asset-backed certificates that pay a profit rate instead of interest. (Islamic bonds), and gold. Their portfolios are certified by the Accounting and Auditing Organisation for Islamic Financial Institutions (AAOIFIThe global Sharia standards body for Islamic finance — one of the most rigorous certifications available.). Minimum investment is just £50, making it accessible for beginners. They also offer a Stocks and Shares ISA and a Junior ISA.

TypeRobo-advisor
Min Investment£50
Annual Fee£2.99/month
ISA AvailableYes ✓
Best for: Beginners who want a managed halal portfolio
Invest with Wahed →
Cur8 Capital
Sharia Board Certified ✓

Cur8 Capital specialises in alternative halal investments — private equity, real estate, and SukukIslamic bonds — asset-backed certificates that pay a profit rate instead of interest. — that are typically inaccessible to retail investors. They provide access to institutional-grade halal investment opportunities with relatively low minimum entry points compared to traditional private equity. Cur8 is ideal for more experienced Muslim investors looking to diversify beyond the stock market into Sharia-compliant alternatives. Each investment opportunity is individually certified.

TypeAlternative investments
Min InvestmentFrom £1,000 (varies by deal)
FeesVaries by deal
FCA RegulatedYes ✓
Best for: Experienced investors wanting alternatives to the stock market Explore Cur8 →
Zoya App
Scholar Reviewed ✓

Zoya is not an investment platform but an essential tool for Muslim investors who want to self-direct their investments. It screens individual stocks for Sharia compliance, showing you which companies pass or fail and why — including revenue from impermissible activities and debt ratios. Use Zoya to screen stocks before investing via a platform like Trading 212 or AJ Bell. The free tier covers basic screening; the premium plan costs £9.99/month or £74.99/year on the UK App Store.

TypeStock screener
Min InvestmentN/A
CostFree / £9.99pm
PlatformsiOS & Android
Best for: Self-directed investors who pick their own stocks
Download Zoya →
Simply Ethical
Sharia Certified ✓

Simply Ethical is the UK's longest-established dedicated halal investment platform, founded in 2009 and FCA regulated. Unlike Wahed's robo-advisor model, Simply Ethical offers genuine financial advice alongside managed portfolios — they ask about your goals and risk profile and actively manage a diversified Sharia-compliant portfolio for you. They offer ISAs, pensions (SIPP), and general investment accounts, all screened for Sharia compliance. Minimum investment is £1,000 and underlying fund fees are approximately 0.54–0.70% — plus their advisory and management fee on top, so contact them for your total cost. Their pension offering is particularly strong — if you have old workplace pensions you want to consolidate into a halal SIPP, Simply Ethical is one of the only UK providers that can do this properly.

TypeManaged portfolios
Min Investment£1,000
Annual Fee0.54–0.70% + advisory
ISA & PensionYes ✓
Best for: Managed halal portfolios, ISAs and pension consolidation
Invest with Simply Ethical →

Side-by-side comparison

Provider Min Fee Certification Apply
Wahed Invest
Robo-advisor
£50 £2.99/mo AAOIFIThe global Sharia standards body for Islamic finance — one of the most rigorous certifications available. Apply →
Cur8 Capital
Alternatives
£1,000 Varies Sharia Board ✓ Apply →
Simply Ethical
Managed portfolios
£1,000 0.54–0.70% + advisory Sharia Certified ✓ Apply →
Zoya App
Stock screener
N/A Free / £9.99pm Scholar Reviewed ✓ Visit →
Trading 212 + ISUS
Self-directed ISA
£1 £0 platform ISUS Sharia Board ✓ Visit →

⚠️ Investing carries risk. Capital at risk. Always verify certification directly with providers. ✓ Verified June 2026

Trading 212 + ISUS
Self-Directed ✓

Trading 212 is a zero-fee investment platform that has become one of the most popular options among self-directed UK Muslim investors. It doesn't screen for Sharia compliance itself — but it gives you access to ISUS (iShares MSCI USA Islamic UCITS ETF), a Sharia-screened ETF that tracks US equities excluding impermissible sectors. Hold ISUS inside a Trading 212 Stocks and Shares ISA and you get a halal, tax-efficient investment with zero platform fee and fractional shares from £1.

Note: You are responsible for your own Sharia screening on Trading 212 — the platform itself is not certified. ISUS is certified by its own Sharia board, but you should use Zoya to screen any individual stocks you buy alongside it. This approach suits confident self-directed investors, not beginners.

ISUS — iShares MSCI USA Islamic ETF
Currency USD (listed NYSE)
Sharia cert ISUS Sharia Board ✓
Loading price...
TypeSelf-directed ISA/GIA
Min Investment£1 (fractional)
Platform Fee£0
FCA RegulatedYes ✓
Best for: Self-directed investors wanting zero-fee halal ETF access
Visit Trading 212 →
Our take

Start with Wahed, add Zoya when you're ready to go further

For most British Muslims starting their investment journey, Wahed is the simplest and most accessible entry point — low minimum, managed for you, fully certified. As your knowledge and confidence grow, use Zoya to start building your own portfolio of individual halal stocks via Trading 212 or AJ Bell. Cur8 is for those who want to go further into alternatives. The halal investment space in the UK is better than it has ever been — there is no longer any reason to invest in haramForbidden under Islamic law. companies by default.

Frequently asked questions

Is investing in stocks halal?

Yes — investing in shares of companies that operate in permissible sectors, with acceptable levels of debt, is generally considered halal. The key is screening out impermissible companies. Tools like Zoya make this straightforward.

Is a pension halal?

A pension itself is a savings vehicle — whether it's halal depends on what it's invested in. Many workplace pensions now offer a Sharia-compliant fund option. Check with your employer or pension provider. If no halal option is available, Wahed offers a SIPP (Self-Invested Personal Pension) with halal portfolios.

What is purification in halal investing?

Even Sharia-compliant companies may earn a small percentage of their revenue from impermissible activities. PurificationDonating a portion of returns from inadvertent non-halal income to charity to cleanse the investment. involves donating that percentage of your returns to charity. Wahed handles purification automatically. If you self-direct your investments using Zoya, the app shows you the purification percentage for each stock.

Are cryptocurrency investments halal?

There is significant scholarly disagreement on cryptocurrency. Some scholars consider Bitcoin and certain cryptocurrencies permissible as a store of value; others consider them too speculative. We recommend consulting a qualified Islamic finance scholar for guidance on your specific situation before investing.

Ready to start investing the halal way?

Compare all certified halal investment platforms on our free comparison tool.

Compare platforms →
Disclaimer: MyHalalMoney is an information and comparison service. We are not regulated by the Financial Conduct Authority and do not provide financial advice. Investing carries risk and your capital is at risk. Nothing on this page constitutes a personal recommendation. We may earn a referral fee when you apply via our links. Always verify product details and Sharia certification directly with the provider. ✓ Verified June 2026

Related guides

→ halal ISA → halal savings accounts
On this page 🔍 What makes investing halal? 🏢 Platforms compared 📊 Comparison table ❓ FAQs
🏠 Back to MyHalalMoney ⬆ Back to top